US Business Funding know what small to mid-sized companies need when it comes to business financing. Our team offers a variety of special finance programs to help businesses like yours manage cash flow and satisfy their equipment needs. Our solutions are tailored to be flexible for you and whatever makes the most sense for your business.
Most Common Leases
Fair Market Value
US Business Funding know what small to mid-sized companies need when it comes to business financing. Our team offers a variety of special finance programs to help businesses like yours manage cash flow and satisfy their equipment needs. Our solutions are tailored to be flexible for you and whatever makes the most sense for your business.
Dollar Buyout
A Dollar Buyout, otherwise known as a Capital Lease, guarantees that the equipment can be purchased for one dollar ($1) once the lease agreement ends. If you plan on keeping the equipment at the end of the lease term then the Dollar Buyout option may be extremely interesting for you.
Special Programme
Wrap Lease
If you are a current US Business Funding customer and are looking for a new lease with us, we can help you consolidate your payments and save you money both in the short and long run. With a Wrap Lease, we enable you to close your current lease and then move that lease into a new one with financing of the new collateral.
Business Expansion
If you are looking to open a new business as an expansion, then US Business Funding can offer equipment financing. This financing is on an application only-basis and is up to $35,000 for the new location. Some rules that apply are that the new business must be close in proximity and in the same line of business. Current ownership must be the same and that ownership must be operating for a minimum of five years. US Business Funding must be provided with whatever the total financing amount requirement is in order to open the new location. If you are looking for financing above $35,000, it is available. In order to look into this type of financing you must submit a full financial package (all terms are subject to final credit approval). Certain industries may not qualify.
Refinance Program
US Business Funding also offers a top-rated Re-Finance Program. The minimum request is $10,000. We will verify satisfactory pay history on subject equipment that is being refinanced. This program only applied to hard collateral and no software, soft costs, or obsolete material will be considered for the program. All terms are subject to final credit approval.
New Business
US Business Funding can provide financing for businesses that have been operating for less than two years under the New Business Program. If you have been operating for less than one year then you can qualify for equipment financing of up to $15,000. If you have been operating between 12 months and 23 months then you can qualify for financing of up to $20,000. In order to qualify, personal information and guarantees are required from all owners. Standard credit requirements must also be met. Mandatory Direct Debit/ACH payments as is standard documentation. All terms are subject to final credit approval.
Sale Lease Back
A Sales Lease Back is when you have recently paid cash for new equipment and US Business Funding will offer you cash for the equipment and convert that purchase into a lease. If you have paid for the equipment within the last 90 days then US Business Funding can help you get your investment back. In order to do recoup your investment we allow you to make low monthly payments. In order to qualify you must meet certain credit guidelines and certain documentation (like invoices and proof of payment) must be provided.
Working Capital
Looking for Working Capital loans of up to $25,000? US Business Funding can offer these. This amount can be established with a new lease and Working Capital line. It is important to not that the Working Capital must be needed for the utilization of the equipment that is tied to the lease. If you are looking for a stand-alone Working Capital loan then we can offer amounts of up to $20,000. You must provide personal guarantees and standard credit requirements must be met. If your business has been established for three to five years you can qualify for a line of up to $15,000. Businesses that have been established for at least five years can qualify for up to $20,000. All terms are subject to final credit approval.
